Pay less for
your biggest bills.
Nema groups your household with thousands like yours and negotiates one better deal for everyone. Everyone saves.
Illustrative example. What you save depends on your bills and where you live.
Strength in numbers. For your bills.
Companies get better prices because they buy in bulk. Now households can too.
- Step 1
Tell us your big bills.
Tap the ones you pay: car loan, electricity, phone and internet. It takes 30 seconds, and we never ask for bank logins.
- Step 2
We group you with households like yours.
Thousands of members with the same bill become one big customer. Suppliers compete to win all of you at once.
- Step 3
Everyone gets the better deal.
The winning price goes to every member who wants it. Each deal has to beat the supplier's own public price, or we don't offer it.
You tap yes.
We do the rest.
No haggling, no hold music, no forms to fill in.
- We find the dealThe best member price for each bill you marked.
- We handle the switchForms come pre-filled. You check them and tap send.
- We watch your renewalsBefore a deal ends, you get the next one lined up.
- We keep the scoreSee exactly what you've saved, bill by bill.
The bills that add up.
We start where the savings are biggest, and add more as members join.
Car loans
Refinance at a member rate from a partner credit union.
Phone & internet
The cheapest plan where you live, with group plans as members join.
Heat pumps & insulation
Group prices from vetted installers, on top of state rebates.
Electricity
A fixed group rate once enough neighbors join.
Insurance
Auto and home member discounts through licensed insurers.
Savings rate
A higher member rate on your savings, with no teaser that drops.
On your side. Only yours.
Suppliers never pay us, so no one can buy a better spot.
We don't sell your data, and we never ask for bank logins.
If Nema isn't worth it to you, ask and you get your fee back.
Join early.
Pay half.
Early members get 50% off their first year. After that it's $4.99 a month, billed annually. Membership starts when you claim your first deal, and nothing is charged today.
You're on the list.
We'll let you know when a deal for your bills opens near you.
When deposits open before launch, we'll ask for a $10 deposit. It's fully refundable and counts toward your first year. Nothing is charged today.
We'll email you when deposits open. Nothing has been charged.
Each friend who joins through your link takes 10% off your next year, up to a free year. They get 10% off too.
Preview mode: this page isn't connected to the waitlist yet, so nothing was saved.
Questions.
How can a group get a better price?
Suppliers spend a lot winning customers one at a time, through ads, commissions and sign-up bonuses. When thousands of members with the same bill are ready to switch together, that cost disappears, and we ask for it back as a lower price for everyone.
Do suppliers pay Nema?
No. Nema is paid only by its members. That keeps every deal there on price and terms alone.
What if a deal isn't better than mine?
Every member deal has to beat the supplier's own public price, in the second year too. If no supplier clears that bar, we say so and keep negotiating.
What do you need from me?
Your email, ZIP code and which bills you pay. No bank logins, no bill photos and no credit checks by us. We never sell your data.
Where is Nema available?
Anywhere in the US. Some deals, like electricity and heat pumps, open state by state where the rules allow and enough members join.